How To Avoid Identity Theft

Identity theft if very common on the internet and it is very important that you learn how to avoid this. The first thing you need to do is guard your financial information. The only time you ever give out your credit card number is when you are actually paying for something.

Never give out your social security number unless you are absolutely sure who it is you are giving it to and you know it is necessary for them to have it. You can ask companies such as your health insurer to give you an alternative number so you don’t have to use your social security number. It is very important that you keep this information safe. If someone contacts you asking for any personal information, such as someone claiming to be from a bank and asks you for your bank number, call the bank directly and ask about it. Banks will not call you and ask for your bank number. They should already have this information. If they contact you, always contact them to make sure it was really them instead of an imposter.

Always keep your mail safe. Mail contains personal information that you do not want anyone to get a hold of. Get off credit marketing lists. A lot of people use these to their advantage to get a hold of your credit card information.

Always memorize your passwords and pin numbers. You do not want them written down anywhere. Never send your personal information such as your credit card number through email. If you are using a website that requires personal information, make sure it is going to be secure before you give it to them. always check your credit reports whenever you can. If you find any incorrect information, contact someone and explain to them that there is a problem.

Use Caution With Banking-Related Emails

Internet identity thieves are persistent in trying to get your personal information. Sometimes they use bold moves such as hacking into a company website and stealing it. There are also more subtle ways, which are unfortunately quite successful. These include tricking you into giving it to them yourself, usually through an official-looking email or website.

Don’t respond to emails that ask for confidential information such as a credit card number, bank account number or password. Identity thieves send emails designed to look like they are from your bank, usually with an urgent message regarding account security. If your bank needed to contact you, they would leave a phone message with a verifiable phone number.

Don’t respond to any emails that refer to a supposed problem with your account, or asking you to verify information via email. A bank or credit card company will never ask for your account password, nor will they ask you to send your account number through email. These emails look real because they feature the bank’s logo, but they are high-quality fakes. It’s best to delete these emails without opening them.

Never click on a link in an email. These links will take to you a fake website to get you to enter your information there. If you think there is a problem with your account, always type the URL in your browser yourself. This is the only way to make sure you are going to the real site.

Many sites let you choose a security phrase or image to display. Because you choose the image yourself, a spoofed site will never display this image. Be sure it displays each time you sign into the site.

Many spoofed sites and emails are so well done they almost fool the experts. When in doubt, call the number on the back of your card to verify the status of your account.

Microchip Implants into Humans

SmartSponge System
Image via Wikipedia

Implants: Mark of the Beast or Handy-Dandy Tool?

Microchip implants have been in use with animals for over a decade now. The implants have a microchip that stores data and along with a radio frequency identifier (RFID). A scanner reads the chip, and information like the animal’s name, identity, owner – even health records – can be accessed.   It’s now very commonplace to ‘chip’ your animal, so that it can’t be lost or stolen. It’s been proposed that microchip implants would be a good way for humans to electronically – and permanently – store the same information that pets have on their chips. But the chips on humans would also store financial information and electronic keys. Microchip implants into people offer a lot of potential benefits – you will never again lose your driver’s license or debit card. But there are many privacy, health, and social issues as well.

Microchip Identity Theft

Since the chip emits a radio signal, there’s the possibility that a third party could steal your chip’s identity, replicate it, and then impersonate you. Increasing the security would make a larger chip – the chips that go into pets are only the size of a grain of rice. A ten-year study on implants in mice show that some mice develop cancer around the chip. Though the radio frequency is very low and weak, it is still exposing flesh to a constant broadcast. The chip can also travel into the body’s tissue, and get too far from the skin to give a good broadcast. Fixing this would require surgery. There are also social and religious issues. Many Jews and Muslims forbid any kind of body modification, making it impossible for their followers to be chipped. This could lead to a kind of technology-based discrimination. Even though implants offer a lot of benefits, it looks like they’ll only be found in animals for years to come.

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